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Start Your Mortgage Application

Use this online mortgage application form to apply for a mortgage with PenFinancial Credit Union! Once we review the application submission, we’ll reach out to you to request supporting documentation and other information to finalize the mortgage application.

If this application is a joint application with 2 or more applicants, please provide the joint applicant's full name, relationship to applicant, employment information, and income to You can do this by simply replying to the confirmation email you'll receive after submitting the application below.

With great rates and high-quality advice, more and more Niagara residents are choosing PenFinancial for their mortgage needs.

Have questions? Give us a call at 1.866.866.6641. For our phone hours of operation, please visit

Thank you for choosing PenFinancial, Niagara's truly local Credit Union.